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Wealth Management and Process Do Not Post

The key areas of Wealth Management Services are critical to pursuing financial strength and independence. Through an ongoing FOUR STEP client Experience wealth management process, we’ll determine what is the best strategy, appropriate investments, insurance and services through our: FOUR STEP Client Experience Wealth Management Approach


STEP 1 Plan: Discover your Goals and Dreams and eventually create an unbiased and objective Financial Plan for your Life. Each review visit we are adhering to your Financial Plan and your goals and serve as your accountability coach. Your Life Plan changes with your Financial Plan

STEP 2 Accumulate: We create and monitor an Investment Plan unique to you to help create the life you want. We believe that systematic and automatic investing proves to be a valuable way of accumulating wealth.

STEP 3 Grow: We recommend investments, financial counseling and offer support and education on your journey towards financial strength and independence.

STEP 4 Preserve: Recommend an array of asset preservation strategies and products to address the financial winding road of life.

Wealth Management incorporates Financial Planning, Investment portfolio management, Investment Planning, Asset Preservation. Cash-Flow Management, Debt Management, Retirement Planning, Estate Planning, Tax Strategies, Business Planning and Divorce Financial Planning and more. This is the backbone of your financial life. Rather than trying to make sense of it from an audience of professionals, we provide one holistic source to answer all of your questions and concerns regarding your family’s current and future needs.

As investors, we would all like to effortlessly beat the markets, buying and selling investments based on brilliant timing, instinct and a little luck. But most of us realize it’s not that easy. Nonetheless, it’s no surprise that so much media attention is focused on day-to-day and short-term market gyrations (the exciting stuff) and so little on the investment process. While it may seem less exciting, the investment process is the workhorse behind any sustainable investment strategy. That’s because the investment process provides an orderly way to create and maintain a portfolio aligned with specific goals and objectives while seeking to manage investment risk. 

Think of your investment portfolio as the place where your wealth will live and potentially thrive. It should reflect today’s needs and goals while offering the flexibility to accommodate tomorrow’s growth. Certain steps are critical to pursuing the results you seek.  Our investment process consists of four primary steps:

  1. Understand you: Goal Setting Your blueprint: a formal assessment of your needs, goals, tolerance for risk and timeframe.
  2. Asset Allocation Decision: Portfolio Construction Developing the foundation and framework for your portfolio. 
  3. Management Strategy: Implementation Executing your plan
  4. Portfolio Monitoring & Evaluation: Evaluating portfolio performance regularly. The care and maintenance of your portfolio over time

 Portfolio Management Investment Options Brochure

Some of the investment options that may be included in your portfolio include:

  • Model Portfolio offers risk-based, diversified portfolios of mutual funds and/or ETFs under professional investment management     
  • Separately Managed Accounts are individual portfolios that typically utilize individual securities managed within an asset class or to a specific investment objective. Clients benefit from direct ownership of assets, allowing for greater flexibility, more control, and tax advantages. 
  • Third Party Institutional Managers such as BlackRock, Vanguard, Fidelity, Ladenburg Thalman to name a few.
  • Unit Investment Trusts (UITs)
  • Real Estate Investment Trusts (REITs)
  • Structured Investments
  • Annuities
  • Alternative investments

Whether your investments are in trust accounts, retail accounts, or non-qualified accounts, we’ll help you choose the one that is most appropriate for you.