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We Love Our Different Types of Emerging Affluent Families

We describe our emerging affluent families as emerging on a path to achieving wealth but have not yet attained high net worth status. These families are typically experiencing increasing income, career advancements, business success, leaning toward increase earning potential. These families are accumulating wealth and building assets by focusing on saving and investing and avoiding credit card debt.

DEWKS ( Dual earnings with kids) family

DEWKS ( Dual earnings with kids) family

 When both parents work full-time, there are daycare, pre-school, babysitting, and other forms of care that may be contracted out. These costs can be quite substantial, and may greatly reduce the net after-tax income brought in. This DEWK family’s goals are to retire in 20 years, grow their wealth, eliminate their school loans and prepare for college for their children. Of course, should either one pass away unexpectedly, they want to make sure the other parent and children are well taken care of, debt cleared, and the children’s education paid for. Their growing net-worth $265,000.00


DINKS ( Dual Income No Kids) family

DINKS ( Dual Income No Kids) family

A new trend is emerging. They are called DINKS, or (Dual Income No Kids) families. This couple, age 38, both are professionals. They have made the conscious decision not to have children. With this couple's combined income of $250,000 with no children they have a unique opportunity to build wealth.  Their retirement goal is to retire at age 55 and move to Italy. The goal is to save and invest 20% of thier earnings and pay off their home over the next five years. They have no debt. They want to make sure each is protected financially if disability or premature death were to occur. Their current net worth is $321,000.



How we can help

  • Financial Planning and Wealth Management Services
  • Plan for unforeseen problems. Preserve wealth against events that could negatively impact it. Provide financial stability.
  • Evaluate income, expenses and cash reserves. Recommend cash flow optimization and debt reduction strategies.
  • Understand Estate Planning goals and assure your documents are aligned with your values and goals. 
  • We believe in celebrating successes. Our team will provide you with regular reports highlighting achievements and milestones. It gives you a sense of accomplishment and motivation to continue on and level -up your financial journey.