Comprehensive Financial Planning
Comprehensive Financial Planning
in Oklahoma City
The Advance Financial Lighthouse Financial Planning Process
A nine-step, values-driven process for individuals and families who are serious about building financial strength, independence, and lasting legacy.
Schedule a ConsultationComprehensive financial planning Oklahoma City families deserve is not a one-time document. It is a structured, ongoing process built around your values, your life, and the legacy you are determined to build. As a comprehensive financial advisor and fiduciary, every recommendation we make is governed by one standard: your best interest, always. Working with a comprehensive financial planner means your retirement, taxes, estate, insurance, and investments are coordinated under one plan, not handled by five different professionals who never talk to each other. Our comprehensive financial planning Oklahoma City process is structured across nine deliberate steps — from discovery through delivery and ongoing stewardship.
If you believe you could benefit from working with a financial professional, let’s review your goals to see if you’re a good match for our practice.
more likely to achieve financial goals
more likely to save enough for retirement with a financial plan
of people with a personalized plan are on track or ahead with their savings
of Americans have a written financial plan — leaving the majority without one
Your Financial Planning Experience
Our 9-Step Financial Planning Process:
Nine Steps to a Complete Financial Plan
From discovery to delivery to ongoing stewardship — every client, every time.
Discovery Meeting
We explore your goals, values, and what you want your life to look like. We determine whether we’re a good fit and what a partnership would mean for your future.
Gather Detailed Financial Data
Your paraplanner helps you establish your personal secured financial dashboard portal and gather key details — income, assets, debts, insurance, and investments.
Retirement Planning & Investment Review
We review your current investments, evaluate alignment with your retirement timeline and risk tolerance, and begin mapping your path toward financial independence.
Cash Flow, Budgeting & Debt Analysis Review
We review your spending and debts, identify shortfalls or surpluses, and recommend practical adjustments to strengthen monthly cash flow and accelerate debt reduction.
Risk Analysis & Insurance Review
We examine your insurance coverage, identify protection gaps, and analyze risks that could derail your plan — ensuring your family, income, and legacy are properly protected.
Tax & Estate Planning Review
We review your tax situation and estate documents, and refer you to trusted attorneys and tax professionals in Oklahoma to ensure efficiency and your wishes are honored.
Delivery of Your Financial Plan
Within 180 days of your signed agreement, we present your complete, personalized Financial Plan — covering all goals, recommendations, and a clear roadmap for implementation.
Recommendations & Advice Meeting
We walk through every recommendation, answer your questions, and begin coordinating implementation — investments, insurance, tax strategies, and estate planning steps.
Ongoing Monitoring & Adjustments
Life changes — and so should your plan. We meet regularly to review progress, rebalance your portfolio, and ensure your financial plan always reflects your life and goals.
The Financial Plan Drives
Every Other Decision.
Six coordinated service pillars that execute the plan through holistic financial planning and integrated financial planning that connects every part of your financial life.
Social Security, withdrawals, Medicare, and income strategy
Protecting your family and passing wealth forward
Every recommendation governed by one standard: your best interest
Questions About
Our Process
How long does the financial planning process take?
Your complete financial plan is delivered within 180 days of your signed agreement. The process includes a discovery meeting, data gathering with a paraplanner, six analytical reviews (retirement, cash flow, risk, tax, estate, and investment), plan delivery, and an implementation meeting. Ongoing monitoring and regular check-ins continue after the plan is delivered.
What does comprehensive financial planning cost?
We are transparent about how we are compensated and review fees with every prospective client before engagement begins. There is no cost to schedule a complimentary consultation, and no obligation to continue after the initial conversation. Contact us to discuss the engagement structure that fits your situation.
Who is the 9-step financial planning process designed for?
The process is designed for individuals and families who are serious about building financial strength, independence, and lasting legacy. Our financial planning services and our work as a financial planner Oklahoma City families turn to are built for a wide range of clients — from first-generation wealth builders to business owners to families in their peak earning years — across Oklahoma City and nationwide. The discovery meeting helps us both determine whether we are a good fit.
What happens after the financial plan is delivered?
Plan delivery is Step 7 of 9, not the finish line. After your plan is presented, we hold a Recommendations and Advice Meeting (Step 8) to walk through every recommendation and begin coordinating implementation. Step 9 is ongoing monitoring — regular check-ins, portfolio rebalancing, and plan updates as your life changes. Our 24/7 secure financial dashboard keeps your plan accessible at all times.
Do I need to have my finances organized before getting started?
No. Step 2 of the process is specifically designed to gather your financial data with the help of our paraplanner. You will establish a secure financial dashboard portal and compile the details we need together. Most clients are surprised by how organized the process makes them feel — even if they came in feeling scattered.
Can I keep my existing financial accounts or advisor?
We discuss your existing accounts, relationships, and structure during the discovery process. Depending on the situation, we may work alongside existing arrangements or recommend consolidation for a cleaner plan. Our goal is your best outcome — not a forced transition. Everything is reviewed transparently before any changes are made.
Schedule a Consultation.
Let’s Talk.
If you believe you could benefit from working with a financial professional, let’s review your goals to see if you’re a good match for our practice. There is no fee, no obligation, and no commitment to continue.