A Financial Advisor in Oklahoma City Built for
the Way Oklahoma City Lives.
At Advance Financial Lighthouse, our story is about more than financial planning, investments, or managing wealth. It is about building long-term relationships and helping people navigate life’s opportunities, challenges, and transitions with confidence.
As fiduciaries, we are legally obligated to place your interests first. But for us, fiduciary responsibility is more than a standard—it’s the foundation of how we serve. We believe financial advice should be objective, personalized, and aligned with what matters most to you.
Unlike firms that focus primarily on investment management, we provide financial planning as a professional service. We work alongside our clients to coordinate the many moving parts of their financial lives, including investments, retirement planning, tax strategies, risk management, estate planning, and major life decisions. Our goal is to bring these pieces together into a cohesive strategy that supports your goals and values.
Oklahoma City Is Not
Like Everywhere Else.
National firms manage investments from anywhere. But financial planning is not just investment management. The right plan accounts for the laws, tax rules, institutions, and life realities specific to where you live — and Oklahoma City has its own.
Oklahoma Transfer on Death Deeds
Oklahoma allows TOD deeds for real estate — a powerful estate planning tool that passes a home directly to the next generation outside of probate while preserving the stepped-up cost basis. Most national advisors are not familiar with it.
Federal Employees & Military
Tinker Air Force Base, the FAA, Veterans Affairs, the IRS, and the National Weather Center all bring unique FERS, TSP, and military pension federal employee retirement planning that require a local financial advisor OKC federal employees can rely on — one who works with these institutions every day.
Oil & Gas Royalties
Mineral rights and oil and gas royalties are part of many Oklahoma family wealth pictures in ways they are not anywhere else. The tax strategies, asset allocation implications, and estate planning considerations are specific to this state.
Oklahoma Small Business
99% of Oklahoma businesses are small businesses. From the Plaza District to Edmond to Nichols Hills, OKC business owners need a financial advisor who understands owner compensation, financial planning for business, and the Oklahoma business landscape.
We also serve clients across the OKC metro — Edmond, Norman, Moore, Yukon, Mustang, Midwest City, Nichols Hills, and surrounding communities. Most planning work happens through a combination of in-person and virtual meetings, whichever fits your schedule.
Oklahoma City Families, Professionals,
and Business Owners.
We do not work with everyone. We work with the people who need what we actually do best — and if you are searching for a financial advisor OKC residents trust, this is where that conversation starts.
Women
Single, married, divorced, or widowed. In every season of life. We have a dedicated practice for women in major financial transitions.
Learn More →Families
Oklahoma City families in their peak earning years. Coordinated planning across retirement planning, college, protection, and cash flow.
Learn More →Business Owners
From cash flow and owner compensation to retirement plans, succession, and exit planning. We serve OKC business owners at every stage.
Learn More →Black Families & Professionals
A Black-owned fiduciary practice built to serve Black families, professionals, and first-generation wealth builders in Oklahoma City and nationwide.
Learn More →Federal Employees & Military
Tinker AFB, FAA, Veterans Affairs, IRS, and other federal agencies. FERS, TSP, FEHB, and military pension guidance from an advisor who knows these benefits inside and out.
Learn More →Sudden Wealth
Inheritance, business sale proceeds, legal settlements, and equity events. We help Oklahoma City families protect and structure unexpected wealth before it slips away.
Learn More →Most OKC Advisors Manage Money.
We Manage Money and Guide Lives.
We are fiduciary — always.
Legally required to act in your best interest at every step. Not sometimes. Not when convenient. Always.
No account minimums.
Most OKC financial advisors require $500,000 to $1,000,000 before they will work with you. We start with whoever is ready to build — not whoever already has enough.
We charge for planning.
Many OKC advisors who say they do financial planning are actually asset managers. We charge for comprehensive financial planning as a service. The plan is the product, not the portfolio.
We know Oklahoma City.
TOD deeds, OTRS, FERS at Tinker, Oklahoma homestead rules, oil and gas royalties — your plan reflects the life you actually live in this city, not a generic template built for someone else.
“Oklahoma City is where we built this practice. It is where we built our reputation. Every plan we write reflects the real financial life of a real Oklahoma City family — not a template designed somewhere else.”
Kathy Williams, RFC® · Founder & CEO · Advance Financial Lighthouse · Oklahoma City
What Oklahoma City Families Ask
Before Working With Us
What makes Advance Financial Lighthouse different from other OKC financial advisors?
Three things most OKC advisors cannot say simultaneously: we are fiduciary always, we charge for financial planning as a service, and we have no account minimums. Most Oklahoma City financial advisors are asset managers — they gather assets, earn fees on what they manage, and call it planning. We actually plan. The difference shows up in your tax bill, your retirement timeline, and the decisions you make when life changes.
Do I need a certain amount of money to work with an OKC financial advisor?
Not with us. Advance Financial Lighthouse does not have account minimums. Many Oklahoma City financial advisors require $500,000 to $1,000,000 in investable assets before they will accept you as a client. We do not. What matters is your commitment to thoughtful planning and a long-term partnership — not the size of your current portfolio.
Are you only in Oklahoma City or do you serve the surrounding metro?
We are based in Oklahoma City and serve clients across the metro and statewide — Edmond, Norman, Moore, Yukon, Mustang, Midwest City, Nichols Hills, Enid, Lawton, and beyond. We also serve clients nationwide through virtual meetings. Where you live does not limit the relationship we can build.
How do I know if you are the right Oklahoma City financial advisor for my situation?
Schedule a complimentary 20-minute introduction call. We listen first. We will tell you honestly whether we are the right fit — and if we are not, we will tell you that too. Our best clients are families, business owners, federal employees, and professionals who want a real financial plan, not just an investment account with an OKC area code attached to it.
Will you coordinate with my CPA, attorney, and other professionals?
Yes. Coordinated planning is central to how we work. Your investments, tax strategy, retirement plan, insurance, and estate plan should all move in the same direction — which means working alongside your CPA, estate attorney, and any other professionals already on your team. If you do not yet have those relationships in place, we can help you build them. The goal is one cohesive strategy, not a set of disconnected decisions.
Oklahoma City’s Fiduciary
Financial Advisor Since 1996.
Schedule a complimentary 20-minute introduction call. No pressure. No pitch. Just an honest conversation about your financial life and whether we are the right team to help you build it.