The Advance Financial Lighthouse Financial Planning Process

We explore your goals, values, and what you want your life to look like. We determine whether we're a good fit and what a partnership would mean for your future.

Your paraplanner helps you establish your personal secured financial dashboard portal and gather key details — income, assets, debts, insurance, and investments.

We review your current investments, evaluate alignment with your retirement timeline and risk tolerance, and begin mapping your path toward financial independence.

We review your spending and debts, identify shortfalls or surpluses, and recommend practical adjustments to strengthen monthly cash flow and accelerate debt reduction.

We examine your insurance coverage, identify protection gaps, and analyze risks that could derail your plan — ensuring your family, income, and legacy are properly protected.

We review your tax situation and estate documents, and refer you to trusted attorneys and tax professionals in Oklahoma to ensure efficiency and your wishes are honored.

Within 180 days of your signed agreement, we present your complete, personalized Financial Plan — covering all goals, recommendations, and a clear roadmap for implementation.

We walk through every recommendation, answer your questions, and begin coordinating implementation — investments, insurance, tax strategies, and estate planning steps.

Life changes — and so should your plan. We meet regularly to review progress, rebalance your portfolio, and ensure your financial plan always reflects your life and goals.