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Comprehensive Financial Planning Services

Comprehensive financial planning is like a financial jigsaw puzzle. You’ve got all these different pieces - estate planning, retirement, budgeting, saving, investing, risk management and growing and preserving wealth - and they all need to fit together to create a complete picture of your financial future. We are your personal puzzle master, helping you put all the pieces together in a way that makes sense for your unique situation. It’s not just about your money, it’s about creating a strategy that aligns with your personal strengths, goals, values, and lifestyle. Comprehensive Financial Planning doesn't end with a written plan; rather, it's only the beginning. 

Our Process

Introduction and Discovery Session

Prior to our initial consultation, you will fill out a confidential questionnaire. Gathering this information in advance allows us to focus our meeting time on you communicating, us listening and getting to know each other. We will answer any question you have, get a sense of your goals and values and determine if our unique service model is the right fit for you. 


Understanding Our Comprehensive Financial Planning Approach

We will provide a detailed overview of the steps involved. This will help you understand how we work and what to expect as we move forward in creating your personalized financial plan. We will evaluate expenses and cash reserves and recommend cash flow optimization and debt management strategies. We'll analize your investment portfolio, employer retirement plan(s) and determine your risk tolerance. We'll assess your estate plan, risk management to ensure your loved ones receive the care you intend and review if your wealth is properly safeguarded. We'll review your tax planning strategies and other segments of a comprehensive plan.                 

Share Your Vision: Exploring Your Strengths, Values and Goals

Our distinctive approach involves two to four meetings within the initial planning year. Additionally, we assess your values, purpose for your wealth and strengths to gain a deeper understanding of who you are and to effectively align all elements. This method allows us to gain a deeper understanding of what is truly important to you and guide us in creating a financial plan that aligns with your values and aspirations. 

Customization of Your Personal Financial Website Technology

You will meet with our Paraplanner to collect additional details of your financial situation. She'll personally help you access and customize your Personal Financial Website, which uses data aggregation technology to streamline the data gathering process and compile your financial accounts and information in one secure location. She may also schedule a time to meet with you and collect additional details about your financial situation. 

 Comprehensive Financial Plan with a Roadmap Starting Point and Action Plan Report

Within 45- 60 days, we will provide a Roadmap Starting Financial Plan and Action Plan report.  (This is contingent upon collecting the data needed and having scheduled timely meetings) It will include a  snapshot of your current situation and recommendations for the next steps on your financial journey. It also will include your current net worth statement, balance sheet, current cash flow statements, and projected retirement planning income cash flow report at your age of retirement. 

Putting Your Financial Plan into Action

In the months following delivery of your plan, we'll collaborate with you to pursue your goals, put into action any suggested strategies. This may include recommendations for investment strategies, debt management, cash flow optimization and other financial decisions. We will work closely with you to implement these actions, review your progress and ensure that your financial plan is put into action effectively. You'll have consistent communication and service along the way; we will take the time to let you know what is going  on and why.  Our  support extends to unlimited email and voice assistance whenever necessary.

Continuous Guidance: Providing Ongoing Support and Monitoring

At the  end of each planning year's conclusion, we’ll compile your achievements, milestones, net worth, balance sheet, cash flow statements, and current financial status and retirement income projections into a updated Financial Plan. Financial planning is a continual journey, tailored to guide you toward your unique financial objectives. As life evolves, so do your goals, necessitating adaptations in your financial strategy. Our allegiance rests solely with you, prioritizing your financial welfare in every recommendation we offer. Our primary aim is to keep you well-organized so you'll always know where you stand, provide guidance, oversee and reassess, and remain a steadfast support for your needs.At that time, you will have the opportunity to continue our work together.